StartupBlink Blog

Fintech , or financial technology, refers to the use of technology to improve and simplify financial services. By using apps, software, and digital platforms, Fintech makes financial services faster, easier, and more accessible to people worldwide. Fintech represents 20.8% of global unicorns, making it the second most significant industry for unicorns, following Software and Data. Fintech has 9.4% of startups in our database with a considerable amount from India, United States and the United Kingdom.  In this article, we will list the top Fintech startups globally. Rankings on our list is based on SB Score, a unique algorithm developed by StartupBlink to measure startup success by looking at total investment, website traffic and employee count.  

We’re looking forward to extending our map with more Fintech Startups. You can add your startup to our map and reveal its unique score and standing in your geography and industry. 

Top Fintech Unicorns

Unicorns are startups that reach a valuation of US$ 1 billion or above. Using the data arriving from multiple sources such as Crunchbase and SEMRush, we listed the top 10 Fintech Unicorns of 2025.

Funding: $8.7B

SB Score: 944

Employee Count: 5001-10000

Stripe is the ultimate platform for managing your online business. It streamlines all your operations, from processing payments to tracking sales, in one easy-to-use interface. 

Funding: $2.8B

SB Score: 870

Employee Count: 5001-10000

Klarna provides online payment solutions, known for its “buy now, pay later” service, allowing consumers to shop with flexibility and security.

Funding: $1.7B

SB Score: 860

Employee Count: 5001-10000

Revolut is a financial superapp that provides low-fee global spending, currency exchange, and financial services. Users can manage their money easily without the typical high banking fees.

Funding: $338.8M

SB Score: 856

Employee Count: 251-500

TradingView is a social network where traders and investors can analyze stock, futures, and forex markets. It offers user-friendly charts and financial tools for market analysis. Join the community to stay informed and connected with other traders.

Funding: $2.3B

SB Score: 811

Employee Count: 1001-5000

Chime is a fintech company that empowers members to save money effortlessly, steer clear of bank fees, and improve their financial well-being.

Funding: $393.3M

SB Score: 807

Employee Count: 1001-5000

Groww simplifies investing with technology and expert financial advice. Easily grow your money with our user-friendly platform. 

Funding: $741.6M

SB Score: 802

Employee Count: 1001-5000

Razorpay is the ultimate payment solution for businesses in India, offering a seamless experience with services like payment gateway, payroll, and business banking all in one place.

Funding: $1.8B

SB Score: 799

Employee Count: 1001-5000

Checkout.com offers secure online payment solutions for businesses, empowering them to seamlessly process digital transactions while safeguarding against fraud. Their advanced technology optimizes payment operations, providing a streamlined and efficient experience for both merchants and customers.

Funding: $1.4B

SB Score: 791

Employee Count: 1001-5000

Toss is a South Korean financial services platform that offers convenient banking services like transfers, payments, and personal financial management. It helps users easily manage their money in one place.

Funding: $1.7B

SB Score: 768

Employee Count: 1001-5000

N26 provides innovative mobile banking services to customers in the EU through its subsidiary. Experience seamless banking on the go with N26’s user-friendly app and top-notch security features. Join the digital banking revolution today!

Top Startups in Fintech

Using the data arriving from multiple sources such as Crunchbase and SEMRush, we listed out the top 10 Fintech Startups of 2025. For the full list, containing more than 17,000 Fintech startups, visit our Global Startup Map.

We’re looking forward to extending our map with more Fintech Startups. You can add your startup to our map and reveal its unique score and standing in your geography and industry. 

Funding: $546.6M

SB Score: 794

Employee Count: 1001-5000

PolicyBazaar is an online platform in India where users can easily compare and buy insurance policies across various categories.

Funding: $489.1M

SB Score: 777

Employee Count: 1001-5000

PayPay is a Japanese digital payment platform that streamlines online and in-store transactions, making payments fast and secure. With a focus on enhancing the cashless experience, PayPay offers a convenient way to make purchases with ease.

Funding: $10M

SB Score: 736

Employee Count: 10001+

Cash App is a rapidly expanding financial platform that enables users to send and receive money instantly, invest in stocks, and buy Bitcoin. With its user-friendly interface and innovative features, Cash App simplifies personal finance, making it accessible and convenient for everyone.

Funding: $109M

SB Score: 730

Employee Count: 1001-5000

BankBazaar is a top online marketplace for loans, credit cards, and insurance, providing personalized rate quotes and streamlining applications. Users can easily compare options and apply for financial products hassle-free.

Funding: $87.4M

SB Score: 719

Employee Count: 1001-5000

Juspay offers a mobile payment platform for seamless transactions. Experience easy and secure payments on-the-go with Juspay’s innovative solution.

Funding: $1.3B

SB Score: 709

Employee Count: 251-500

KBank Co Ltd, established on January 7, 2016, in Seoul, South Korea, offers a range of banking services, including accepting deposits and providing loans to retail customers, ensuring accessible financial solutions tailored to meet the needs of its clientele.

Funding: $130.3M

SB Score: 709

Employee Count: 1001-5000

Tochka offers tailored banking solutions for small and medium-sized enterprises (SMEs) and entrepreneurs, empowering them to manage their finances efficiently. With a focus on user-friendly services, Tochka simplifies banking processes, enabling businesses to thrive in a competitive landscape.

Funding: $132M

SB Score: 706

Employee Count: 501-1000

Kakao Pay, a fintech arm of Kakao, offers a range of financial services including over-counter payments, peer-to-peer transactions, bill payment, and web banking. It plans to expand its offerings to include loans and financing, making it a one-stop solution for users’ financial needs.

Funding: $74M

SB Score: 705

Employee Count: 101-250

Gate.io is a leading crypto exchange offering over 1300 cryptocurrencies for trading and investment. Users can easily buy, sell, and trade popular coins like Bitcoin and Ethereum, all while securely storing their digital assets in the platform’s wallet service.

Funding: $18.4M

SB Score: 701

Employee Count: 10001+

HCentive provides innovative software solutions for health insurers and state health agencies. Their products streamline operations and improve healthcare access for millions of individuals.

Conclusion

The Fintech industry is improving fast, with innovative startups and unicorns changing the way financial services are used worldwide. Our startup rankings are updated regularly with new data and they offer insights into the industry’s leaders. You can showcase your startup by adding it to our map and uncover your score and ranking within your geography and industry.